Privacy Policy

Effective Date: November 2, 2025

This Privacy Policy describes how the Loan Calculator and Deposit Calculator applications ("we", "us", "our") collect, use, and disclose information when you use our mobile applications.

By using the Loan Calculator and Deposit Calculator applications, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

1.1. Automatically Collected Information

When using our applications, we may automatically collect certain information, including:

• App usage data (session times, features you use)
• Device information (device type, operating system, unique device identifiers)
• App performance data (crashes, errors)
• IP address and general location data

1.2. Information from Third-Party Services

Our applications use third-party services that may collect information used to identify you:

• Advertising services (Google AdMob)
• Advertising services (Yandex Mobile Ads)
• Analytics services (Google Analytics for Firebase)

1.3. Financial Data

We want to emphasize that:

• All calculations are performed locally on your device
• We do not collect, store, or transmit your financial information
• No loan applications, bank account details, or personal financial data is shared with our servers

2. In-App Advertising

Our applications use Yandex Mobile Ads to display advertisements. AdMob may collect and use data to personalize ads according to their privacy policy.

Advertising networks use technologies such as cookies, web beacons, and other tracking technologies to collect information about your activities in the application and on other websites/applications.

3. How We Use Information

We use the collected information for:

• Providing and maintaining our applications
• Improving user experience
• Analyzing application usage patterns
• Detecting, preventing, and addressing technical issues
• Displaying relevant advertisements through AdMob
• Understanding which features are most valuable to users

4. Information Sharing and Disclosure

We do not sell or rent your personal information to third parties, except as described in this policy.

We may disclose information:

• To third-party service providers who perform services on our behalf
• In response to a legitimate request from government authorities
• To protect our rights or property
• To prevent or investigate possible wrongdoing in connection with the applications
• With advertising partners as necessary to serve relevant ads

5. Data Security

We value your trust in providing us with your information, so we strive to use commercially acceptable means of protecting it. However, remember that no method of transmission over the internet or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.

6. Links to Other Sites

Our applications may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

7. Children's Privacy

Our services are not intended for individuals under the age of 13. We do not knowingly collect personal information from children under 13. If we discover that a child under 13 has provided us with personal data, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal data, please contact us so that we will be able to take necessary actions.

8. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately after they are posted on this page.

9. Your Consent

By using our applications, you consent to our Privacy Policy and agree to its terms.

10. Contact Us